At a glance
From its website, read 2 Nov 2026Entertainment Industries FCU is a credit union based in Elizabeth, New Jersey. Its website describes auto loans and home mortgages. Where it lends: Mortgages offered in all 50 states. You can start an application online.
Each point is backed by a quote further down this page. Terms change: confirm with the lender.
How to reach them and apply
| Apply online | Page with the application link |
|---|---|
| Website | www.eifcu.org |
| Office (official list) | 16 W Grand St, Elizabeth, NJ 07201 |
Phone numbers and addresses are the ones on the lender's own site and the CDFI Fund list. CDFI Atlas does not take applications.
Official record
CDFI Fund list, 21 Oct 2026| Institution type | Credit union |
|---|---|
| Native CDFI | No |
| Date certified (as listed) | 5 Jun 2015 |
| RSSD ID | 805689 |
| Address | 16 W Grand St, Elizabeth, NJ 07201 Directions (Google Maps) |
| Website | www.eifcu.org |
Head officeBranch or officeApproximate (ZIP code area)
Map data © OpenStreetMap contributors, © OpenMapTiles, tiles OpenFreeMap. Head-office points: U.S. Census Bureau geocoder.
Loans and eligibility
Verified from lender site on 2 Nov 2026Read from 7 pages of the lender's website on 2 Nov 2026. Quotes are verbatim. Extracted with AI help from the pages listed below and checked automatically against them. Not reviewed by a person. Confidence: medium. Auto and student loan rate details are thin; the auto loan product page was not among the pages fetched. Terms change — confirm with the lender before applying.
| Product | Amount stated | Text on the lender's site (verbatim, incl. menu labels) | Page |
|---|---|---|---|
| Auto / vehicle loans | — | For reference, here are Affinity’s | source |
| Home mortgages | — | Whether you prefer the stability of a fixed-rate mortgage or the flexibility of an adjustable-rate mortgage, we have mortgage options to fit your budget | source |
Loan sizes
Service area
Mortgages offered in all 50 states
Yes! Affinity offers mortgages in all 50 states.
source
Borrower focus
- Not stated on the pages we read.
Languages
- No non-English service found on the pages we read.
Online application
Yes — the site links to an application. Apply Now
source
Pages read (7)
- https://www.affinityfcu.com/
- https://www.affinityfcu.com/personal-banking/borrow/mortgage/mortgage
- https://www.affinityfcu.com/personal-banking/borrow/loan/student-loan-consolidation-program
- https://www.affinityfcu.com/faq-questions/mortgage/is-the-rate-on-fannie-mae-loans-fixed-or-variable
- https://www.affinityfcu.com/faq-questions/auto-loans-general/what-is-a-good-finance-rate-for-a-new-car
- https://www.affinityfcu.com/faq-questions/auto-loans-general/how-do-interest-rates-for-a-used-auto-differ-from-a-new-auto
- https://www.affinityfcu.com/personal-banking/borrow/mortgage/understanding-heloc-interest-rates
Questions to ask when you contact them
Based on what their website said when we read it on 2 Nov 2026, and what it left out. Something missing here does not mean they don't offer it: ask.
- How do I become a member, and is there a fee or a minimum deposit?
Credit unions lend only to their members. - What are the smallest and the largest loans you make?
No loan amounts are stated on their website. - What is the APR, including fees, on your auto loans and home mortgages?
Their website does not state an APR. The APR includes fees, so it is the number to compare. - Is there a minimum credit score, and do you consider borrowers with little or no credit history?
Their website does not say what credit history they accept. - How long can I take to repay?
No repayment terms are stated on their website. - Do you offer down-payment help, and is a homebuyer education course required?
CDFI home loans often come with homebuyer education or down-payment help; their website does not say. - What documents will you need from me, and how long does a decision usually take?
Write down the answers, who you spoke to and the date, and ask for the terms in writing before you sign.
CDFI Fund awards
CDFI Fund database, 3 Nov 2026$1.7 million in 1 award from the U.S. Treasury's CDFI Fund, 2022 (CDFI Equitable Recovery Program).
| Round year | Program | Amount |
|---|---|---|
| 2022 | CDFI Equitable Recovery Program | $1,680,652 |
These are awards and investments made to the institution itself to build its capital and capacity. They are not loans to borrowers, and an award does not mean the lender has money available for a particular loan today.
Source: CDFI Fund Searchable Awards Database, all 12,628 award records (1996–2025), read 3 Nov 2026. Years are the award round as the database lists it. Matched to the official CDFI list by exact name and state; see the method on the About page.
Other certified CDFIs in Elizabeth and New Jersey
- 1ST Bergen Federal Credit UnionCredit union · Hackensack, NJAuto / vehicle loans, Credit-builder loans, Microloans, Personal / consumer loans…Verified
- Cooperative Business Assistance Corp, TheLoan fund · Camden, NJMicroloans, Small-business loansVerified
- Cumberland Empowerment Zone CorporationLoan fund · Millville, NJMicroloans, Small-business loansVerified
- Eastern American Economic Development CorporationLoan fund · Palisades Park, NJCommercial real estate loans, Microloans, Home mortgages, SBA-backed loans (7(a)/504/Community Advantage)…Verified
- Financial Resources Federal Credit UnionCredit union · Branchburg, NJAuto / vehicle loans, Home repair / improvement loans, Personal / consumer loansVerified
- Greater Newark Enterprises CorporationLoan fund · Newark, NJSmall-business loansVerified
Work at Entertainment Industries FCU? Link to this page
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